Can Bankruptcy be filed against old PayDay Loans?

I have 2 old payday loans over 2 years old that I never paid. One of them is harrassing me big time. I am going to file bankruptcy in the next week or so by myself. I had medical reasons why I could no longer work and pay any of my bills. All of my money has and does go to medical needs. One of my prescriptions is $775.00 per month. I lost my house, I lost everything. The collection company for one of the payday loan accounts said that you cannot file bankruptcy on a payday loan. He was very rude and treatening. Told me he would personally make sure they come after me. Its not like I just took out the loan knowing I was going to file bankruptcy. He said there was a clause in my contract with them that I would not file bankruptcy. Anyone have any thoughts on this? Thanks

BEST ANSWER: Try this site where you can find the best solutions for you:creditandfinancesolutions.info

RELATED QUESTIONS:

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Why can't I get quoted on the same model but older year of a car?

Hi I'm 18 and have just passed my test. I was looking to get a diesel fiesta, the 1.6 TDCi Zetec S to be exact. I was checking out quotes on insurance on them. For some reason I get quoted and can insure the 2007 and 2008 models, but the ones before that I don't get a quote. I looked up the cars specifications for all years and they all have the same torque, bhp, weight & everything. I wanted to know why I can't get quoted on the older models?

California 50cc scooter laws?

a 50cc scooter the kind that you sit on and seats 2 goes about 40 mph does it need to be registered in ca and have insurance on it? do i need a motorcycle class license to drive it? or anything else i should know about driving it in california? riverside county.

Can I get cheaper insurance while my vehicle is in storage?

I'm going to be out of the country for a while, and am putting my car in an auto storage place. But since I'm keeping it registered and leaving the plates on it, I have to maintain insurance. Do any insurance companies offer cheaper insurance or a special type of insurance that I can put on there, since I wont be driving the vehicle? This is because I'm deploying to Iraq, btw.

What car insurance is best/cheapest?

I am going to be getting a used car from my uncle and would like to know your opinion on what car insurance to get. My parents wont put me on their plan(this is my first car btw) so I have to get my own. I need a cheaper plan considering I only work during the summer as of now(thinking of getting a job on my college campus next semester). Any help would be good(your experience etc) I tried going onto the General insurance website(commercials say their cheap) for a quote but they keep on sending me to a Geico website, has anyone else had this problem? Thanks in advance for answering.(BTW I am a girl, I know that we get cheeper insurance typically for some reason lol and I also went through drivers ed in the past and I know most companies will give me a discount for that)

How much will my car insurance be? Where should I go?

Hello! I got into a car accident that left my car totaled and my parents kicking me off their insurance plan. I bought myself a car and now I want to get insurance but I want to see a guess of what I'll be paying a month. The accident is listed as my fault with the insurance records. Please don't judge or be mean to me I just honestly need help with this question before I go shop around I want to get a guess of what people will tell me. I'm a 17 year old female, Caucasian. I have one major accident on my record. I live in El Paso, TX I am driving a 91 BMW E30 318i that is in good condition. How much would you guess I'd pay a month for the CHEAPEST insurance? I have a friend with no major wrecks paying on her own with good student discount $50 a month. What's the lowest I may be able to pay and what's the highest I may be able to pay? Thank you so much for your help! Have a nice day :)

Motorcycle insurance?

Can anyone let me know where can I find good deals on motorcycle insurance in or around minneapolis. Its my first bike.

What is the best medical insurance for already pregnant woman?

I have to purchase my own health insurance because I left my job recently only to discover that my small group aka my employer doesn't cover COBRA, when you leave voluntarily. At the time we had a makeshift HR dept. so I can't really blame them for not knowing...anyway , now I have to seek out my own insurance and I want to know what is the best plan out there since I am coming out of pocket. I can't have OB care until I get this. Please don't judge me I was a working executive assistant for a small company and decided to leave to pursue my dreams and get out of the rut of a comfortable job without a future! Help, thank you!

Financing a new car and with no insurance?

could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off

Life insurance?

I'm 22 years old guy, I just got my life insurance. I pay like 200 bucks each month,and $65 of it goes to the life insurance and the rest is going to my cash value account. my coverage amount is 250K and is increasing. I was wondering what you guys think about life insurance? Is it a good thing to have? Is it a good insurance or not?

I have a DUI, I had an SR-22 filed with my insurance company. My insurance never went up, is that normal?

Am I required to carry some sort of form?

What happens to your insurance rates if your car is stolen?

Should Military Buy Private Insurance?

Bad press, including major mockery of the plan by comedian Jon Stewart, led to President Obama abandoning his proposal to require veterans carry private health insurance to cover the estimated $540 million annual cost to the federal government of treatment for injuries to military personnel received during their tours on active duty. The President admitted that he was puzzled by the magnitude of the opposition to his proposal. Look, it's an all volunteer force, Obama complained. Nobody made these guys go to war. They had to have known and accepted the risks. Now they whine about bearing the costs of their choice? It doesn't compute.. I thought these were people who were proud to sacrifice for their country, Obama continued I wasn't asking for blood, just money. With the country facing the worst financial crisis in its history, I'd have thought that the patriotic thing to do would be to try to help reduce the nation's deficit. I guess I underestimated the selfishness of some of my fellow Americans.

What is the average cost for an underage driver, with a new car, on their parent's policy?

I am 17 and I am considering getting my license and buying a car. How much is the average price of insurance in my position?

USA traveler renting car in New Zealand. What's the best car insurance?

My wife and I are traveling to New Zealand this September and renting a car for 2-weeks. We found out that our USA car insurance does not cover automobiles in New Zealand. I also checked American Express (my credit card) and they too do not offer any type of coverage in New Zealand. We are renting our car from Hertz but the insurance through them is super expensive. Does anybody have a suggestion on temporary car insurance in New Zealand? Also, feel free to offer any other advice about renting cars and driving in New Zealand. Thanks a lot!

Is there any insurance available for getting braces?

Is orthodontic dental insurance legit? How about medicare, will that cover it???

How much (approx) is THIRD PARTY insurance on a small used car of value around $2500?

(in australia)

Car insurance and criminal convictions?

I was recently without going into detail convicted on a public disorder charge of harresment and have just passed my test at 18 and was looking forward to getting on the road and found cheapish quotes on places like lv and aviva etc but ive just realised in the smallprint or insurance assumptions you are not aloud one criminal conviction and cant find anyone that allows them but i know plenty of people that are on the road that have criminal convictions its all a confusing issue can anyone help?

My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?

When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!

How would McCain guarantee affordable healthcare for all?

Healthcare costs are hurting the budgets of working families, businesses, states and the federal government. Don't tell me someone is looking for a handout when it comes to something as basic as healthcare. A simple accident can wipe out hard-won savings in any family. Now how's McCain gonna do it? Please?

Car insurance for family car?

My mum is learning to drive and my dad got her a small Vauxhall Corsa and the idea was to insure me on the car so I have access to it should I need it. The quote just come in at 1300 ish and well for a car I may or may not be driving that much I am not going to pay it. On my own if I owned the same car I have found insurance of around 700 which is more acceptable. The problem is I don't own the car and my dad is insured on it and my mum is insured on it as a learner, but could I then insure myself on that same car separately? Naturally I'd have to tell them who owns the car but other than that? The main problem is I'm 21, have not driven in three years since passing my test (due to insurance funnily enough) and a student, which is a potent mix for insurance companies ripping you off as much as possible.

What car insurance would you recommended after having a DUI?

I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA

What is the cheapest insurance company for a 17 year old male, fully comp on a 1-1.2L vehicle?

Looking around for cars and I want to know where is the cheapest, so far it is 3800 cheapest anywhere. If you have insured a car at that age can you let me know what you paid and who with? Tips on getting it lower?

Is Diesel cheaper than gasoline for insurance?

i need a 4x4 truck, im 16, which is cheaper for insurance?

How much would insurance cost for a Toyota Celica GT?

I am getting my license soon and I was looking at a Toyota Celica GT (most likely a 2001 or 2000) I am in high school and I am a girl. I heard that guys get higher costs is that true? thanks!